about
Fierro Title of Texas provides title and escrow services, serving both commercial and residential clients. Our team of industry vets have the know-how when it comes to title insurance and have decades of experience in closing real estate transactions.
PERSISTENCY
We understand the importance of closing your purchase on time. It can be a domino effect... if one piece is delayed, it can affect the whole process.
Our team works relentlessly to provide a comprehensive and accurate title search while working diligently to meet deadlines and get you to the closing table!
INTEGRITY.
Buying a property is one of the biggest of life's milestones and the process can be challenging, both financially and emotionally. Our goal is to give you the peace of mind knowing your investment is protected and that your closing process goes smoothly.
With high service standards, our team is responsive and proactive in communication. We keep you updated and are here to provide answers when you have questions. We have attorneys on staff to help provide solutions when complex problems pop up.
GRIT.
We are here to ensure you have a great closing experience and do our best to see to it that the process is as seamless and convenient as possible. We offer night and weekend signings and give you the option for your notary to come to you - to your home, office, or local coffee shop!
services
01.
Title search and commitment
02.
Owner & lender
Title Policies
03.
Real Estate Closings
04.
Flexible closing options
05.
Same-day wires
title insurance
what is title insurance?
Title insurance is a form of indemnity insurance which insures against financial loss from defects in title to real property and from the invalidity or inability to enforce mortgage loans. In simpler terms, title insurance protects you and your lender against any property loss or damage from encumbrances or defects in the title to the property.
We conduct a comprehensive title search to clear any potential defects prior to closing. However title insurance provides an extra layer of protection in the case of items not discovered in even the most exhaustive title search.
what does it cover?
Each title insurance policy is subject to specific terms, conditions and exclusions. Title insurance protects against claims from defects.
Defects are things such as another person claiming an ownership interest, invalid divorces, wills not probated, improperly recorded documents, fraud, forgery, liens, encroachments, easements and other items that are specified in the insurance policy.
is it like car insurance?
Yes and no. While they both protect against the unexpected, insurance such as car, life, health, etc., protects against potential future events, paid for with a monthly or annual premium.
Title insurance policies insure against events that occurred in the PAST for the real estate property and previous owners. This is paid in the form of a one-time premium at the “close of the escrow”, also known as the “closing” or “date of consummation”.
why do I need it?
Peace of mind. Buying a home is one of your largest investments in life. You expect to be able to occupy and use the property as you wish, to be free from debts or obligations not created or agreed to by you.
We search years of county records to make sure that the chain of ownership is correct, complete, and that the property has no liens, judgments, or lawsuits pending against it. But title insurance is a low, one-time fee that provides peace of mind. The lender requires it for them, why wouldn’t you as a buyer want the same protections?
CONTACT US
info@FierroTitleTx.com | (866)********